HUD Foundation Inspections for Manufactured Homes in Tennessee, Arkansas, and Mississippi

When it comes to manufactured homes, proper foundation compliance isn’t just important — it’s required. At Upchurch Inspection, we coordinate HUD/FHA Foundation Inspections for manufactured homes through a professional partnership with a licensed engineering firm, helping ensure properties meet applicable federal lending and foundation standards.

Our inspections help buyers, sellers, lenders, and homeowners obtain clear documentation regarding whether a manufactured home is permanently affixed and compliant with HUD requirements.

Schedule Your Foundation Inspection

What Is a HUD Foundation Inspection ?

A HUD Foundation Inspection (sometimes called a Permanent Foundation Certification) is a specialized evaluation required by many lenders — including FHA, VA, and USDA — before financing or refinancing a manufactured home. The inspection determines whether the home is permanently affixed to its foundation and constructed in accordance with the U.S. Department of Housing and Urban Development (HUD) standards outlined in the Permanent Foundations Guide for Manufactured Housing (PFMGH).

Without this certification, a manufactured home typically cannot qualify for government-backed loans or certain types of refinancing. Upchurch Inspection works through a licensed engineering partner to coordinate inspection documentation and formal certification following the site visit.

What We Evaluate During a HUD Foundation Inspection

The inspection documentation and resulting engineering report include a detailed review of the home’s foundation and surrounding site to verify compliance with HUD standards, including:

Permanent anchoring and tie-down systems — verifying the home is securely attached to the foundation and protected against movement or uplift.
Foundation support structure — confirming footings, piers, and load points appear properly designed and positioned to support the home.
Site grading and drainage — evaluating slope and runoff conditions that may affect moisture intrusion or foundation performance.
Crawlspace or basement conditions — checking access, ventilation, and moisture-related conditions beneath the home.
Additions or structural attachments — verifying that porches, decks, garages, and similar attachments are independently supported where required.
Flood zone and soil stability considerations — reviewing placement and conditions that may affect resistance to water-related displacement.

Each inspection is documented with photographs, measurements, and observations for review by the licensed engineering partner.

Why a HUD Foundation Certification is Required

If you are purchasing, refinancing, or selling a manufactured home, most mortgage lenders and government-backed loan programs require proof that the home meets HUD’s Permanent Foundations Guide for Manufactured Housing (PFMGH).

This certification helps confirm that:

The home is permanently affixed to real property
The foundation system provides long-term structural support
The property meets HUD/FHA, VA, and USDA lending criteria

Without a compliant inspection and engineer-certified report, loan approval may be delayed or denied.

What You’ll Receive

Our team will visually assess the existing foundation to document whether a permanent foundation appears present, attached, sound, and supported in accordance with HUD requirements under the PFMGH.

A member of our team will conduct the site visit and document current conditions
A licensed structural engineer will review the documentation and photographs
A formal HUD Foundation Certification is issued if all requirements are met
If deficiencies are identified, the report will outline items requiring correction

Reports are typically issued within 2–3 business days, depending on property complexity. All documentation is delivered electronically and can be sent directly to your lender upon request. Engineering reports can be customized based on FHA, VA, USDA, or Conventional financing requirements.

Why Choose Upchurch Inspection for Your HUD Foundation Inspection

Upchurch Inspection is proud to be West Tennessee’s trusted source for manufactured home foundation inspections and certifications. Our inspectors are trained, certified, and experienced home inspectors. We work closely with a licensed engineer, who can evaluate manufactured housing foundations according to HUD, FHA, and VA lending standards.

When you work with us, we will provide:

Fast turnaround times — reports typically issued within 48–72 hours.
Engineer-certified documentation accepted by lenders nationwide.
Professional communication with buyers, sellers, and loan officers.
Local expertise — serving clients across Memphis, Nashville, Jackson, Little Rock, and Jonesboro, and surrounding communities.

Whether you’re buying, selling, or refinancing a manufactured home, we make the process simple, compliant, and stress-free.

Don’t let missing certification paperwork delay your closing or financing.

Contact Upchurch Inspection to schedule your HUD/FHA Foundation Inspection anywhere in West Tennessee.

Upchurch Inspection is not an engineering firm and does not provide engineering services. Engineering evaluations, conclusions, and certifications are performed and issued by Noble Engineering Services, an independent licensed engineering firm. Upchurch Inspection’s role is limited to field documentation and coordination. Each party is solely responsible for its own work, acts, errors, and omissions.